Income protection calculator
Understand the true value of your income protection policy.
The total maximum payout figure shown represents a theoretical maximum only — it is the total benefit that would be paid if the policy paid out continuously for the entire remaining term. It is not an expected benefit, a likely outcome, or a projection of what you will receive. In practice, income protection policies pay out only in the event of a valid claim, subject to the policy terms, definitions of incapacity, deferred period and any exclusions that apply. You should refer to your policy documentation for the specific terms of your cover. Income protection payouts are generally tax-free where premiums are paid from post-tax income, but individual circumstances may vary. This calculator is intended for illustrative purposes only and does not constitute financial or protection advice.